Yeah, and I mean, there's nothing necessarily "wrong" with being in that second camp. The Yankees and Dodgers are in tiers of their own, and the Mets have an owner who just doesn't give a rats' ass how much things cost.
The Jays problem right now is they just don't have a clear direction on where to go. They end up giving big deals to middle of the road players as if they are one of those top teams, but then once they do one or two of those deals, basically shut up and don't have anything more to spend. They're scared to push in (ie. back in 2015/2016 when they were legit like one move away from truly being at the top), but at the same time, they just end up middling about.
They're a rich team that is poor, and a poor team that is rich. But it just leads to these weird inefficiencies, and they just can't get over the hurdle. Now, a big factor obviously is that a few of the guys they had tagged as big future pieces in Kirk and Manoah have just lost it and become basically replacement level guys the last couple years. And someone who was great 2 years ago in Bichette stunk last year.